Simple Cyber

Simply the Coverage You Need

Crum & Forster wants to make cyber insurance and cybersecurity easy for you. To do this, we’ve developed a simple cyber insurance policy that provides broad protection for existing and evolving cybersecurity risks. In addition to financial protection, we also provide important services to help protect your firm. This starts with assistance to help you identify the core cybersecurity practices to protect your firm – and extends to 24/7 access to the Crum & Forster Cyber Assistance Center. You’ll have access to immediate help when you need it.

We provide policies for:

Key Contacts

Nick Economidis
Vice President
713-954-8114
[email protected]

If you have a claim, contact our
Cyber Response Team
877-271-8661 or [email protected]

First Party Coverages

Breach Costs
Coverage for the costs to evaluate and respond to a cyber event discovered during the policy period.

eCrime Loss
Indemnification for direct financial loss from an eCrime Event.

First Party Loss
Indemnification for loss resulting from a cyber extortion event or a covered business interruption event, including the unintentional and unplanned interruption of a computer system. Coverage also extends to the cost to repair or replace computer hardware or equipment that is damaged or impaired and must be replaced.**

Third Party Coverages

Cyber Liability
Covers legal liability costs, including defense expenses, resulting from a covered cyber event. Coverage includes regulatory defense and penalties as well as Payment Card Industry (PCI) liabilities.

Multimedia Liability
Covers legal liability costs, including defense expenses, resulting from materials published or broadcast by the insured due to claims such as disparagement or copyright/trademark infringement.

COVERAGE HIGHLIGHTS

  • $0 retention for legal and computer forensic services*
  • Cyber Liability coverage including Payment Card Industry (PCI) liability and Regulatory Defense/Penalties coverage
  • eCrime/social engineering loss limits up to $250,000
  • Business interruption coverage including systems failure
  • 24/7 access to the Crum & Forster Cyber Assistance Center
  • Breach Costs coverage is in addition to the policy aggregate limit*
  • Common triggering definition for core cyber coverage parts to prevent gaps in coverage between first and third party coverage parts.
  • Multimedia Liability coverage
  • Contingent BI/PD coverage, and contingent damage to computer equipment.